Initial The New Jersey Educational Opportunity Fund (EOF) Eligibility is determined on the basis of both economic and educational criteria.
Because a student or a student’s family currently falls within the income criteria does not make the student automatically eligible for EOF.
Although students may qualify for the program, admission criteria give priority to first-time, full-time freshmen and to EOF transfer students in good standing from another EOF Program.

EOF Grant Eligibility Criteria

To be eligible for an Educational Opportunity Fund grant, a student must:

  • Be a New Jersey Resident for at least one (1) year,
  • Be recipient of High School Diploma, GED, or HSE,
  • Intend to have Full-Time enrollment, in the first semester,
  • Be placed in the American Language Program (ALP) level 2 or higher, if applicable, and
  • Meet the Income Eligibility Guidelines below listed.

EOF Income Eligibility Scale

Dependent and independent students are financially eligible for an EOF grant based on the following scale:

EOF Income Eligibility Scale with Asset Cap Calculation
ACADEMIC YEAR 2026-2027
(Fall 2026 – Spring 2027)

Applicants with
a Household Size of
Gross Income
(Not to Exceed)
Maximum Asset Cap for ALL Students
(Not to Exceed)
1 $31,300 $6,260
2 $42,300 $8,460
3 $53,300 $10,660
4 $64,300 $12,860
5 $75,300 $15,060
6 $86,300 $17,260
7 $97,300 $19,460
8 $108,300 $21,660
9+ Add $11,000 for each additional
member of the household
Add $2,200 for each additional
member of the household

 

EOF Income Eligibility Scale with Asset Cap Calculation
ACADEMIC YEAR 2025-2026
(Fall 2025 – Spring 2026)

Applicants with
a Household Size of
Gross Income
(Not to Exceed)
Maximum Asset Cap for ALL Students
(Not to Exceed)
1 $30,120 $6,024
2 $40,880 $8,176
3 $51,640 $10,328
4 $62,400 $12,480
5 $73,160 $14,632
6 $83,920 $16,784
7 $94,680 $18,936
8 $105,440 $21,088
9+ Add$10,760 for each additional
member of the household.
Add $2,152For each additional
member of the household.