How to Borrow Responsibly

Pursuing a college education is one of the most important decisions you can make to ensure a good future.
Borrowing responsibly to pay for your college education is perhaps the second best decision you can make.

What does it mean to borrow responsibly?

It means that:

– you ask yourself whether you need loans to fund your education or whether you can pay for your classes with money that you or your family already have;
– if you decide to take out a loan that you do not borrow more than you can pay back;
– if you take out a loan that you use the money wisely;
– you live on a budget and live within your means.

We have provided links to some excellent tools to help you in your financial planning.


If you have any questions about your loans, loan repayment or the best approach to financing your Bergen education, please contact the Office of Financial Aid at (201) 447-7148.