Types of Financial Aid


There are many different types of financial aid available to students:

  • Federal grants
  • State grants
  • Student and parent loan
  • Work-study employment
  • Scholarships

Only one application is requested to apply for all of these types of financial aid that is the FAFSA Application.

Bergen Community College disburses over $45 million Federal & New Jersey State financial assistance to eligible students annually. Funding consists of a combination of grants, loans, and work-study opportunities.
To be eligible, you must complete the steps on How To Apply.


Financial Aid Resources for NJ Dreamers

NJ Dreamers – DACA and undocumented students are required to submit the NJ Alternate Financial Aid Application to determine eligibility for State aid.


Grants are forms of aid that do not have to be repaid. They are awarded to students who show financial need on the FAFSA. Students who attend Bergen Community College may be eligible for the following grants:

Federal Pell Grants


  • The Federal Pell Grant is a program sponsored by the U.S. Department of Education.
  • To qualify for a Federal Pell Grant, a student must demonstrate financial need.
  • Federal Pell Grants are grants awarded to students who have not received their first bachelor’s degree, are U.S. Citizens (or eligible non-citizens), not defaulted on a Federal Student Loan, or owe a refund on a federal grant, completed a 2019-2020 FAFSA, and are enrolled in a degree program or eligible certificate program.
  • For the 2019-2020 Academic Year, Federal Pell Grants range from $657 to $6,195 (depending on EFC and enrollment).


Federal Supplemental Educational Opportunity Grant (FSEOG)



  • The Federal Supplemental Educational Opportunity Grant (SEOG) is a program sponsored by the U.S. Department of Education reserved for students with the greatest need.
  • Priority is given to students who receive Federal Pell Grants and are usually restricted due to funding limitations.


New Jersey Tuition Assistance Grant (TAG)



  • The New Jersey Tuition Assistance Grant (TAG) is a state grant program that is based on financial need and does not have to be repaid.
  • Award amounts are determined by the State of New Jersey. You must be a resident of NJ and enrolled full-time (12 credits) or part-time (6 – 11 credits) in order to receive this grant.
  • This grant may cover up to the cost of tuition, but individual grants vary based on financial need, cost of attendance and available funding.
  •  Tuition Aid Grant (TAG) Award Estimator: This is an ESTIMATE of average award values for eligible, full-time recipients, to be used for planning purposes only. Your actual award may be less depending upon appropriated funds.
  • NJFAMS Questions:


New Jersey Educational Opportunity Fund

  • The New Jersey Educational Opportunity Fund (EOF) is one of the nation’s most comprehensive and successful state-supported efforts to provide access to higher education for economically and educationally disadvantaged students.
  • EOF grants assist low-income residents who are capable and motivated but lack adequate preparation for college study.
  • EOF supports a wide array of campus-based outreach and support services to help program participants succeed and graduate.


Federal Work Study (FWS)


Federal Work-Study is a federally-funded program for students who need financial assistance with educational expenses.

To be considered for FWS funds
1. You must file the FAFSA form by the priority deadline;
2. Answer “Yes” to Question 31  (Are you interested in being considered for work-study?) on the FAFSA application;
3. Be financially eligible according to federal and university/college policies;
4. Maintain enrollment.

If  you are eligible, a Federal Work Study award will be posted in your Financial Aid Self-Service portal.
Students must file a FAFSA form each year and must continue to be financially eligible to participate.

A listing of all available positions will continue to be maintained in the Career Center.

Student Aides

General Student Aide positions are classified into Tier system.
The Federal Work Study pay rates for both on or off-campus FWS positions are included in the following table.

Student Aides Hourly Pay Rates per Tier System
Tier System Hourly Pay Rate Federal Work Study Position
Tier 1 $9.50
(Code J)
First year student
Tier 2 $10.00
(Code L)
Second year student (24 credits+, good standing academically and at work)
Tier 3 $11.00
(Code M)
Community service
Tier 4 $11.00
(Code P)
Life Guards (CPR/First Aid Certification required).


Tutor, Peer Advisors, and Mentors

Due to the professional nature of these positions, these students need special qualifications and need to meet certain academic requirements to attain these positions. For student employment availability listings you may come in to the Transfer and Career Center for assistance.

Peer Tutors, Peer Advisors, and Peer Mentors Hourly Pay Rates per Level:

Peer Mentors Hourly Pay Rates per Level
Level Hourly Pay Rate
I $10.50 (Code N)
II $11.00(Code P)
III $11.50(Code O)
  • Students work a maximum of 20 hours per week during the fall and spring terms.
  • FWS jobs fit around your class schedule – because completing your degree comes first.
  • FWS money is earned as you work; earnings do not pay your tuition and fees.
  • The average FWS award is $2,000.00 for the academic year. If additional funding becomes available during academic year, this award may be increased.

How to Apply for a Federal Work Study

  1. You must answer “Yes” to the FAFSA Question – Are you interested in Work Study?
  2. Review your Bergen Self Service Account for a Federal Work Study award.
    If you answered Yes and do not see a Federal Work Study award come to the One Stop and request to be placed on the FWS waitlist.
  3. Print out the Financial Aid Award page:
    1. Take the Award letter to the Career Development & Work Force Center, Room A-123
    2. You must attend a FWS workshop and sign a Work Rules Understanding, which explains your rights and responsibilities.
    3. Select a position of interest based on the job posting offered.
    4. Contact the Supervisor (job lead) to request an interview. If hired the Supervisor must complete the BCC Federal Work Study Employment Form it confirms you are hired.
    5. Complete the (I-9 and W-4 forms) within (3) days of hire, at the Career Development & Workforce Center
    6. The Ready To Work Card will be issued confirming all student employment paperwork is complete and you can begin working.
    7. Student is responsible for accurately completing timesheets, handing in their timesheets for approval, on a timely basis to their Supervisor for submission to the Financial Aid Office or the One Stop window.
    8. Every pay period you will receive an email notification of your FWS earnings YTD.

Type of Scholarships


New Jersey Student Tuition Assistance Reward Scholarship (NJ STARS)

NJ STARS is an initiative created by the state of New Jersey that provides New Jersey’s highest achieving students with free tuition at their home county college.

To review the NJ STARS fact sheet use the following links:


Bergen Community College Foundation Scholarships

To apply for a scholarship you must:

  • Have completed three (3) credits at Bergen Community College.
  • Be currently enrolled and in a degree program at Bergen Community College.

Although you are encouraged to apply as soon as the application is available, the final due date is listed on the scholarship application.
Scholarship may be awarded whether or not you receive financial aid.