Summer Federal Aid

Financial Aid is now available for Summer 2018 classes! Register now to help accelerate your degree at Bergen.

To qualify for Federal Aid students must:

  • Complete a 2017-2018 FAFSA (If your application is selected for verification you must submit all requested documents);
  • Be enrolled and matriculated in an Associate Degree or eligible Certificate Program;
  • Be making Satisfactory Academic Progress (SAP).


Federal Pell Grant

All eligible students will be considered for the Federal Pell grant based on registration status. Pell grants will automatically be awarded to eligible students.

Starting with the Summer 2018 term Federal Pell grants are available “Year-Round.” If you received a full-time Pell grant during the fall and spring semesters you can still receive grant funds for the summer provided you register for at least 6 credits. If you register for less than 6 credits a grant may still be available based on your remaining eligibility.

Receipt of summer Pell can reduce a student’s remaining life-time Pell limit. To learn more about Pell Lifetime Eligibility please visit:

If a student does not wish to receive a summer Pell Grant, they must submit a Pell Waiver.
For more information, we recommend you view the following “Can I receive a Pell Grant if I go to school year-round?” video:

Federal Supplement Education Opportunity Grant (SEOG)

SEOG will be awarded based on a student’s need (must have an EFC of 500 or less) and enrollment status. Students who are registered full-time (12 or more credits) will receive a $250 Summer SEOG grant. Students enrolled half-time (at least 6 credits) will receive a $150 Summer SEOG grant. There is no application process, grants will be awarded automatically if you qualify.

Federal Work Study

If you were awarded work study in Fall and/or Spring please see your supervisor for summer Federal Work study opportunities.

Students interested in obtaining a Summer Federal Work Study position should complete the following form and submit it to a One-Stop representative.

FWS Summer

Federal Stafford Loans

Students must request Federal Stafford Loans for the summer sessions. To request the reinstatement of your Stafford Loan(s) please complete the Summer Loan Request form.

To be eligible for Federal Stafford loans, students must:

  • Maintain at least half-time enrollment (6 credits)
  • Complete a Master Promissory Note and Entrance Counselling (
  • Not exceed maximum annual or aggregate loan limits
  • Not be defaulted on an Federal student loans

Annual Loan Limits

Dependent Students
Grade Level Loan Amounts
   Freshman (0 – 23.5 credits earned)        $5,500 Annual Maximum
   Sophomore (24 + credits earned)        $6,500 Annual Maximum
Independent Students
Grade Level Loan Amounts
   Freshman (0 – 23.5 credits earned)        $9,500 Annual Maximum
   Sophomore (24 + credits earned)        $10,500 Annual Maximum

*Please note loans may be subsidized or unsubsidized

For more detailed loan information please visit

Private Student Loans

If you have exhausted all Federal Financial Aid options you may apply for Private Student loans. Please note, approval for these loans is based on credit worthiness of the borrower and/or co-borrower as determined by the lender. NJCLASS applicants are required to be making Satisfactory Academic Progress (SAP).

You may compare lenders and loan programs by visiting