Summer Financial Aid

 

Federal Pell Grant

Once students register for summer classes, Pell will automatically be awarded to eligible students.
If students received Pell for fall and spring (full time both semesters), they may be eligible for Year-Round Pell in the summer (if they register for 6+ credits in a single or combined terms).
If students received Pell for fall and spring (less than full time one or both semesters), they may be eligible for Pell from their remaining annual award.

Notes: Pell Grant in the summer reduces student’s Lifetime Eligibility Used (LEU).
For more information, visit the Federal Pell Grants Web page.

Federal Work Study (FWS)

  • Federal Work-Study jobs help students earn money to pay for college.
    If a student was awarded work study in fall or spring, please see the Supervisor for summer job opportunities.
    More information can be found on the Federal Work-Study Web page.

To request a Federal Work Study you must complete the form that best fits your availability/work schedule:

Work in Summer 2025

  • You need to complete the Request for Federal Work Study (online form);
  • Make sure to select the option that is applicable to your work-study employment availability schedule as indicated below.

Summer Work: From July 1 to September 2

Work in Fall 2025 or Spring 2026

Plan ahead:

  • Students interested in the Federal Work Study (FWS) employment program are encouraged to begin their job search as early as possible AFTER they receive their federal work-study award;
  • Students will be interviewed and placed for jobs on a first come, first served basis;
  • For FWS student employment or job placement assistance, please see a Federal Work Study Advisor in the Career Center/One-Stop, Room OS-102, Pitkin Education Center, at the College’s main campus in Paramus, NJ.

Summer Tuition Assistance Grant (TAG)

Once students register for summer classes, TAG will automatically be awarded to eligible students.
If students received TAG for fall and spring, they may be eligible for TAG in the summer (if they register for 6 credits or more in a single or combined terms).
More information regarding TAG program can be found on the NJ HESAA Website.

Federal Direct Loans

  • Students must request Federal Direct Loans for the summer sessions.
  • To request the reinstatement of your Direct Loan(s) please complete the Loan Request Form.

    • To be eligible for Federal Direct Loans, students must:
      • Maintain 6 credits or more for a single or combined sessions
      • Complete a Master Promissory Note (at https://studentaid.gov/mpn ) if you haven’t already
      • Complete an Entrance Counseling (at https://studentaid.gov/entrance-counseling ) if you haven’t already
      • Not exceed maximum annual or aggregate loan limit
      • Not be in default of a Federal student loan or overpayment of a Federal grant.

For more information, visit Federal Student Loans Web Page

Private Student Loans

If you are NOT eligible for the Federal or New Jersey State financial aid, you may apply for Private Student loans.
Approval is based on credit worthiness of the borrower and/or co-borrower as determined by the lender.
For more information and to complete the private student loan application, visit elmselect (www.elmselect.com).

Note: NJCLASS (New Jersey College Loans To Assist State Students) loan program applicants are required to make Satisfactory Academic Progress (SAP).

Available Summer Grants

Additional Pell Grant

Students who are eligible for the Federal Pell Grant may receive funding during the summer, even if they have already used their full Pell Grant award during the fall and spring semesters.

Eligibility Requirements

  • Must be Pell Grant eligible;
  • Must meet Satisfactory Academic Progress (SAP) standards;
  • Enrollment in summer courses is required;
  • No minimum credit requirement for Pell Grant eligibility.

Summer NJ State Tuition Aid Grant (TAG)

New Jersey residents who received a TAG award during the academic year may qualify for Summer TAG, a state-funded tuition assistance program for students enrolling in summer
courses.

Eligibility Requirement

  • Must be a New Jersey resident;
  • Must have received a TAG award during the academic year;
  • Must meet the NJ Higher Education Student Assistance Authority (HESAA) eligibility requirements;
  • Enrollment in at least six (6) credits during the summer term is required.

How to Apply

Automatic Consideration
  • Students are automatically considered for summer aid if they have a valid FAFSA for the academic year.
Summer TAG Eligibility
  • New Jersey residents who received a TAG award during the academic year may qualify for Summer TAG, a state-funded tuition assistance program for students enrolling in summer courses.
  • Eligible students should confirm their summer course enrollment with the Financial Aid Office.

Maximize Your Summer and Financial Aid

Taking advantage of summer financial aid allows you to:

  • Stay on track with your academic plan;
  • Reduce student debt;
  • Graduate sooner.